Pender Harbour

Around the harbour from Madeira Park (Garden Bay, Irvines Landing, Kleindale, Gunboat Bay, Sakinaw Lake), the houses are on roads that go in and stop. Irvines Landing Road climbs a hill the plows do not always get up, and Sakinaw Lake is outside every fire protection district on the Coast.

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The Sunshine Coast, with Pender Harbour marked A map of the lower Sunshine Coast of British Columbia, from Langdale in the south to Egmont in the north, showing Highway 101, the ferry to Horseshoe Bay and the eight communities MyCottageWatch serves: Gibsons, Roberts Creek, Davis Bay, Sechelt, Halfmoon Bay, Madeira Park, Pender Harbour and Egmont. Pender Harbour is marked. The other names are links to their pages. ferry to Horseshoe Bay Cottage and home checks at Earls Cove Cottage and home checks at Jervis Inlet Road Cottage and home checks at Greentree Road Cottage and home checks at North Lake Cottage and home checks at Egmont Road Cottage and home checks at Klein Lake Cottage and home checks at Ruby Lake Cottage and home checks at Hallowell Road Cottage and home checks at Sakinaw Lake Cottage and home checks at Sakinaw Ridge Cottage and home checks at Katherine Lake Cottage and home checks at Mixal Lake Cottage and home checks at Dream Valley Cottage and home checks at Hotel Lake Cottage and home checks at Irvines Landing Cottage and home checks at Daniel Point Cottage and home checks at Kleindale Cottage and home checks at Garden Bay Cottage and home checks at Hospital Bay Cottage and home checks at Gunboat Bay Cottage and home checks at Gerrans Bay Cottage and home checks at Francis Peninsula Cottage and home checks at Whiskey Slough Cottage and home checks at Middlepoint Cottage and home checks at Trout Lake Cottage and home checks at Wood Bay Cottage and home checks at Tuwanek Cottage and home checks at Secret Cove Cottage and home checks at Curran Road Cottage and home checks at Welcome Woods Cottage and home checks at Port Mellon Cottage and home checks at Mercer Road Cottage and home checks at Sandy Hook Cottage and home checks at Redrooffs Road Cottage and home checks at Sechelt Inlet Road Cottage and home checks at Gale Avenue North Cottage and home checks at Seawatch Cottage and home checks at Cove Beach Cottage and home checks at Sargeant Bay Cottage and home checks at Porpoise Bay Cottage and home checks at East Porpoise Bay Cottage and home checks at Porpoise Bay Road Cottage and home checks at Mason Road Cottage and home checks at West Sechelt Cottage and home checks at Norwest Bay Road Cottage and home checks at Downtown Sechelt Cottage and home checks at Selma Park Cottage and home checks at Havies Road Cottage and home checks at Nestman Road Cottage and home checks at Westley Road Cottage and home checks at Tamarack Place Cottage and home checks at Bay Road Cottage and home checks at Davis Bay Road Cottage and home checks at Upper Roberts Creek Cottage and home checks at Fir Road Cottage and home checks at Laurel Avenue Cottage and home checks at Whitaker Road Cottage and home checks at Lockyer Road Cottage and home checks at Day Road Cottage and home checks at Mission Point Cottage and home checks at B&K Road Cottage and home checks at Langdale Cottage and home checks at Flume Road Cottage and home checks at Beach Avenue Cottage and home checks at Roberts Creek Road Cottage and home checks at Largo Road Cottage and home checks at Malcolm Creek Road Cottage and home checks at Orange Road Cottage and home checks at Lower Road Cottage and home checks at Soames Point Cottage and home checks at Stephens Road Cottage and home checks at Hopkins Landing Cottage and home checks at Elphinstone Cottage and home checks at Leek Road Cottage and home checks at Granthams Landing Cottage and home checks at Upper Gibsons Cottage and home checks at Ocean Beach Esplanade Cottage and home checks at Gibsons Landing Cottage and home checks at Bonniebrook Cottage and home checks at Gower Point Cottage and home checks in GibsonsGibsons Cottage and home checks in Roberts CreekRoberts Creek Cottage and home checks in Davis BayDavis Bay Cottage and home checks in SecheltSechelt Cottage and home checks in Halfmoon BayHalfmoon Bay Cottage and home checks in Madeira ParkMadeira Park Pender Harbour Cottage and home checks in EgmontEgmont Coastline and Highway 101 from OpenStreetMap
Where Pender Harbour sits on the Coast. We cover every community on this map, from Langdale to Egmont. The other town names are links to their own pages.

The regional district's wildfire plan lists Garden Bay among the communities "served by small secondary highways with no alternate access."

This page is about what that means when the house is empty and something goes wrong.

Seven hours to the hospital

On 4 February 2025, after a night of heavy snow, a Garden Bay woman with a suspected burst appendix called for an ambulance at 4:12 in the morning. She was told the Pender Harbour crew was in Sechelt and that the road was closed by fallen trees and power lines. She was told not to drive herself. The ambulance left Sechelt after five with a warning that "the usual 45-minute trip would likely take twice that."

It reached her just before seven, after passing a snowplow in the ditch on the Irvines Landing Road hill. It got stuck at the bottom of the hill, with chains on. It turned around on Lee Road and got stuck again. A heavy tow truck arrived, went into the ditch itself, then towed the ambulance up to the hall. The crew reached its sixteen-hour limit and a second ambulance was sent. She reached Sechelt hospital just after eleven, seven hours after the call.

The same storm left a Garden Bay dialysis patient without power from ten in the morning, briefly restored around midnight, then out again from two. Neighbours brought generator fuel by ATV. A ministry employee who called afterwards suggested the couple "might want to consider living somewhere less remote." Another Garden Bay resident wrote that "several neighbourhoods" had been "stranded without power for three days on unplowed streets." Two years earlier, she said, a Hydro truck had been stuck at the bottom of Irvines Landing Road during a three-day outage until a local contractor dumped a load of gravel.

That is what a February storm does to Garden Bay when people are home. When they are not, the house is on its own for the same three days, unheated.

Two houses on Narrows Road

On 16 June 2023, at about 10:40 in the morning, the fire department was called to Narrows Road at Gunboat Bay. Two houses were burning. Both were unoccupied. Nineteen Pender Harbour firefighters and two from Egmont were there until six in the evening. The cause was never reported.

It went up like it had been a fuel dump.

A neighbour, after the Narrows Road fire at Gunboat Bay, June 2023

Two empty houses, side by side, a morning fire, no one inside to smell smoke. Nobody has been able to say how it started.

In July 2024 a cottage under construction at Ruggles Bay on Sakinaw Lake burned to the ground. The property has water access and no road. The lake is "an area without fire hydrants or central water service." About forty neighbours fought it from their own docks with their own pumps until the Egmont and Pender Harbour departments and BC Wildfire arrived. Afterwards the residents set up a WhatsApp emergency group; it went from 65 members to more than 220. The structure was vacant.

In February 2022 a fire at the far end of the dock at the Garden Bay marina destroyed three 35-foot power boats and nearly a fourth. The marina was full: 90 boats. The loss was put at $800,000. The cause was undetermined.

The fire department

The Garden Bay hall on Deller Road has fifteen members and two engines. It carries 1,600 gallons of water between them and has no tender. The department's own website tells owners that insurers ask two questions: is the house within eight kilometres of a hall, and are there hydrants.

The Garden Bay crew is "often on scene before the ambulance," because the ambulance is fourteen minutes away in Madeira Park, when it is in Madeira Park.

The roads

Irvines Landing Road's curve above Mixal Lake was built in 1936 without barriers; the edge drops to 25 feet of water. A body was recovered from a submerged van there in 2006 and three more vehicles have gone in during the last ten years, including one in May 2023.

In May 2026 a delivery driver in Irvines Landing was run over by his own vehicle, found "down a steep driveway partially hanging over a cliff above a rocky shoreline." Steep driveways are normal here. In snow, many of them cannot be driven.

In December 2022 a bank failure of about a hundred tonnes closed the highway near Francis Peninsula Road for three and a half hours. In February 2024 a sinkhole closed Katherine Lake Road off Garden Bay Road for most of a month. In summer, the Earls Cove ferry queue backs up past the Egmont turn-off, and residents on Jervis Inlet Road have been unable to get out. One report named "one or two volunteer firefighters on our road who cannot exit and go out to calls."

Who is here

The regional district's plan for the area says 59 per cent of its dwellings are occupied full time, against 80 per cent for the Coast and 91 per cent for the province. In the 2021 census, Area A had 2,508 dwellings and 946 with no one living in them. The median age is 61.

Property crime in Garden Bay is not often reported in the paper, because there is rarely a witness. What has been reported: community mailboxes on Roosen Road, Garden Bay Road, and Hammond Road broken into or carried off whole in 2021, and gas tanks drilled on Sakinaw Lake Road. A vehicle window was smashed at the Sakinaw Lake boat launch. A seasonal residence at Ruby Lake was entered sometime over a winter by cutting the gate lock, and discovered only when the owner returned.

Eighteen homes in the Dream Valley subdivision were told in November 2022 not to drink their well water because of arsenic. The notice was lifted, then reissued, and was still in force more than a year later.

What a check in Pender Harbour covers

Every visit follows the same list and produces the same photographed record:

  • The road in and the driveway: trees, lines, washouts, snow
  • Doors, windows, sheds, the boathouse, the dock and what is tied to it
  • Heat on and holding; no smell of gas, smoke, or damp
  • Water: taps, hot-water tank, floors, ceilings; the well pump and pressure tank
  • Roof and gutters from the ground; trees leaning on the house or the service line
  • Signs of animals; signs of people
  • Mail, flyers, an unmoved car
  • After a storm: an extra visit as soon as the road allows
A key and the alarm code mean the fire department does not have to force a door, and a burst pipe is shut off the day it is found, not the week you get back.

The Insurance Bureau of Canada says most home policies set out how often a "competent person" must check an empty house during the heating season, unless the water is shut off and drained. Your own wording names the interval, and four days is a figure to look for. The dated, photographed record is what the insurer asks for.

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The places we attend around Pender Harbour A close-up map of Pender Harbour on the Sunshine Coast showing Highway 101, the shoreline and the places MyCottageWatch attends: Garden Bay, Kleindale, Gunboat Bay, Daniel Point, Francis Peninsula, Mixal Lake, Hotel Lake, Katherine Lake, Dream Valley, Sakinaw Ridge, Irvines Landing, Hospital Bay, Whiskey Slough, Gerrans Bay. Each name is a link. Cottage and home checks at KleindaleKleindale Cottage and home checks at Gunboat BayGunboat Bay Cottage and home checks at Hotel LakeHotel Lake Cottage and home checks at Sakinaw RidgeSakinaw Ridge Cottage and home checks at Garden BayGarden Bay Cottage and home checks at Daniel PointDaniel Point Cottage and home checks at Mixal LakeMixal Lake Cottage and home checks at Dream ValleyDream Valley Cottage and home checks at Hospital BayHospital Bay Cottage and home checks at Francis PeninsulaFrancis Peninsula Cottage and home checks at Katherine LakeKatherine Lake Cottage and home checks at Whiskey SloughWhiskey Slough Cottage and home checks at Gerrans BayGerrans Bay Cottage and home checks at Irvines LandingIrvines Landing Pender Harbour Coastline and Highway 101 from OpenStreetMap
The neighbourhoods, lakes, bays, and roads we attend around Pender Harbour. Every name on this map is a link to a page about that place.

What it costs

A scheduled check is $55 a visit, plus $10 travel. The travel charge is the same everywhere between Gibsons and Egmont. There is no minimum term and no joining fee. See the full price list.

Where these facts come from

Every figure, date, and quotation on this page was taken from one of these. They are listed so you can read them yourself.

  1. Sunshine Coast Regional District: Community Wildfire Protection Plan, on communities with no alternate access
  2. Coast Reporter, February 2025: the Garden Bay ambulance call and the seven-hour trip to hospital
  3. Coast Reporter, February 2025: the Garden Bay dialysis patient, the power outage and the fuel brought by ATV
  4. Coast Reporter, February 2025: letters on three days without power on unplowed streets
  5. Coast Reporter, 16 June 2023: the two unoccupied houses on Narrows Road at Gunboat Bay
  6. Coast Reporter, 24 July 2024: the Sakinaw Lake fire, the neighbours who fought it, and the vacant structure
  7. Coast Reporter, February 2022: the Garden Bay marina fire
  8. Coast Reporter, November 2024: the Garden Bay fire hall, its members, and arriving ahead of the ambulance
  9. Pender Harbour Volunteer Fire Department: what insurers ask about distance to a hall and hydrants
  10. Coast Reporter: the Mixal Lake curve on Irvines Landing Road
  11. Coast Reporter, May 2026: the delivery driver on a steep driveway at Irvines Landing
  12. Coast Reporter, November 2022: arsenic in the Dream Valley Estates well water

Checked 11 September 2026. Newspaper and government pages do move. If a link no longer works, tell us and we will find where it went.